The Commercial Banker Senior is pivotal in driving production by managing and nurturing relationships with small to mid-sized businesses generating less than $25 million in gross sales. This role actively collaborates with the sales team to establish, build, and maintain strong banking relationships, significantly contributing to the overall success and growth of the assigned sales territory. As the primary relationship manager, the banker represents the bank in all client interactions and oversees the credit process, including credit underwriting, portfolio management, risk identification, and adherence to loan covenants. Key responsibilities also encompass ongoing portfolio management, collateral monitoring, and ensuring compliance with the bank's risk and credit grading standards. The position demands strong individual initiative and effective collaboration to achieve and exceed business objectives.
Principal Duties & Responsibilities:
Must have strong credit and lending understanding and experience.
Must be highly capable of meeting sales goals, independent activity in direct banking sales and credit support as well as maximizing cross-sell opportunities and relationship profitability.
Knowledge of commercial banking products and services including credit analysis, underwriting, and treasury management products and services.
Demonstrated strong financial acumen and high level of problem solving skills.
Effective communicator, results oriented, demonstrates the ability to excel in high-pressure situations.
Knowledge of Microsoft Office products: Word, Excel and Outlook.
Exhibit strong interpersonal skills with the ability to cultivate long term relationships and influence others internally and externally.
Formal credit training, preferred.
Software Powered by iCIMS
www.icims.com