Responsible for maintaining, coordinating and administering the Compliance Risk Management Program to include the tracking and analysis of CRA loans, Fair Lending Risk Assessment and Compliance Monitoring Program to ensure that the Bank complies with all applicable laws and regulations. Evaluates the adequacy of policies and procedures for safeguarding assets and prevention and detection of loss.

Principal Duties & Responsibilities:

• Creates and administers a comprehensive Consumer Compliance Monitoring Program for the Bank by establishing a risk appropriate monitoring schedule with set timelines following the Bank’s Compliance Management System and utilizing the Bank’s GRC tool
• Manages the Compliance Monitoring Analysts by ensuring set performance goals are adequate and are being accomplished by conducting quality control and ensuring proper root cause analysis and corrective action plans are implemented
• Independently conducts the Bank’s annual risk assessments for all deposit and lending compliance regulations to identify regulatory risk levels.
• Creates routine reports to the Board of Directors, Management Enterprise Risk Committee and Board Enterprise Risk Committee on results of compliance reviews conducted, related corrective action plans, regulatory issues as well as the adoption of new regulations/policies.
• Independently performs regulatory compliance reviews of all identified regulatory risk levels in accordance with the Bank’s Compliance Risk Management Program. This includes planning the review, assessing risk, testing, identifying root cause, performing field work in accordance with regulatory guidance, evaluating internal controls for adequacy, and preparing related working papers to document work performed and substantiates conclusions reached.

• Consults with management on regulatory issues relating to new product development/services/software for compliance risk applicability/exposure, within affected areas.

• Reviews and interprets new and pending laws and regulations that potentially affect the organization’s business practices. Implements new processes and procedures needed to comply with new requirements, including disclosure/forms/notices affecting the Compliance Risk Management Program.

• Reviews all marketing material for regulatory compliance working with the Bank’s Marketing Department to provide regulatory guidance

• As identified during compliance reviews, provide training to Bank personnel in any areas of compliance in need of reinforcement.

• Participates in Bank examinations and internal/external audits and ensure all required documents are provided and questions are answered.

• Becomes familiar with all banking areas and develop specialization in certain compliance areas thus requiring in depth knowledge and training in the function, such as regulatory lending, deposits or operation activities. Responds to regulatory questions.

• 5-7 years experience experience in bank internal auditing, compliance monitoring or regulatory examination with thorough knowledge of practices, principles, and inter-relationships of banking functions.

• Expertise of Compliance laws, rules, regulations, risks and typologies.

• Excellent written, verbal and analytical skills Must be a self-starter, flexible, innovative and adaptive.

• Highly motivated, strong attention to detail, team oriented, and organized.

• Strong presentation skills with the ability to articulate complex problems and solutions through concise and clear messaging.

• Ability to work collaboratively with regional and global partners in other functional units.

• Ability to train, coach, and manage team members.

• Skills in fact-finding, analysis, problem- solving and decision making are required.

• Must have general knowledge of consumer compliance laws and regulations.

• Strong working knowledge of Microsoft Office Suite, including Outlook, Word, Excel, and Power Point.

• Bachelor’s degree or equivalent work experience required.

• Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
• Please view Equal Employment Opportunity Posters provided by OFCCP  here.
• The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
• Reasonable accommodation may be made to assist individuals with disabilities to complete the online application process. Please contact our Human Resources Department at 305-577-7680 or by e-mail at employment@citynational.com.